Financial Guidance
for Federal Employees

See how I can help you organize, strategize and maximize your benefits & your money

Financial Guidance for Federal Employees

See how I can help you organize, strategize and maximize your benefits & your money

some of the Federal Agencies I've worked with:

Some of the Federal Agencies I've worked with:

My Blog

financial questions and answers with Stephen Zelcer
Financial Advice

New Webinar – Financial Questions & Answers with Stephen Zelcer

If there’s one thing Covid-19 has done to us all, it has changed our natural mode of operation and introduced a new dynamic into our lives. As such, things that we previously did without thinking are now being reevaluated. That can actually be a good thing! I want to harness this new perspective and apply

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TSP Report

Special TSP Planning Report March 2020

Facts before the Coronavirus meltdown: Unemployment came in at 3.5%. 4th Quarter GDP was 2.1%, according to the 2nd estimate. PMI expanded, with the index reading to 50.1%. The S&P 500 (C Fund) decreased -8.24% during the month of February. Projections after the Coronavirus meltdown: Unemployment range 9% – 30% !!!!!  To put in perspective,

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financial advice for federal employees
Medicare

Watch Now – Should you take Medicare?

Watch Now – SHOULD YOU TAKE MEDICARE? Medicare Part B costs thousands of dollars a year. And they threaten you with penalties if you don’t take it. You already have FEHB. Do you need both?Watch my video – Should you take Medicare? In this video I explain: The costs of Medicare When you need to worry about

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7 financial questions you are probably asking yourself right now
The Market

7 Financial Questions you are probably asking yourself Right Now

7 Financial Questions you’re probably asking yourself now These past few weeks I’ve been fielding questions from financially conscious people who want to know how to navigate the current economic environment.  They know something big is happening but don’t know which way to run with it. They’ve heard the adage “when people are greedy, be

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The Market

Urgent Webinar on Market Volatility with Stephen Zelcer – Watch Now

Urgent Webinar on Market Volatility with Stephen Zelcer I know, the market is in free-fall. I am having these client conversations everyday. I want to share with you what I’ve been telling my clients, and also give you the action steps that I’ve been giving my clients. Join me in this urgent, timely webinar, watch

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Webinar

New Webinar – What’s better: Roth or Traditional?

What’s better: Roth or Traditional? Roth versus traditional. Better to pay the taxes now and no tax later, or better to pay no tax now and all the taxes later? This decision is relevant both when employed and also in retirement. In my upcoming webinar we will explore: Who should do Roth and who should

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