See how I can help you organize, strategize and maximize your benefits & your money
Financial Guidance for Federal Employees
See how I can help you organize, strategize and maximize your benefits & your money
Q&A: Should I wait until after the election to get back into the market? Question Hello Stephen, I am a recent federal retiree that panicked amid the last election outcome by moving my tsp to bonds. I am prepared to dip back into the market but am waiting for the election outcome. Is it wise
Q&A: Should we take Medicare B or stay with FEHB (FedBlue)? Question Hello Stephen, I am a federal retiree. My husband and I are on my fed blue. He is still working and just turned 65 and I will be 65 next year. We have high income / our analysis is the Medicare part b
TSP Planning Report October 2020 Facts: Unemployment continued to drop. This month’s unemployment rate came in at 7.9%, compared to last month’s 8.4%. PMI (Purchasing Managers Index) continued to expand. This month’s reading came in at 55.4, compared to last month’s 56. The S&P 500 (C Fund) dropped 3.8% during the month of September. The
Q&A: Should I take my divorced spousal Social Security benefit? Question Hello Mr. Zelcer: I just turned 66 in March and is planning to retire from Federal Service the end of January 2021. I am eligible to receive my divorced spouse benefit under Social Security. My question is it worth it to take my ex-spouse
New Webinar – Financial Questions & Answers with Stephen Zelcer If there’s one thing Covid-19 has done to us all, it has changed our natural mode of operation and introduced a new dynamic into our lives. As such, things that we previously did without thinking are now being reevaluated. That can actually be a good
TSP Planning Report September 2020 Facts: Unemployment continued to drop. This month’s unemployment rate came in at 8.4%, compared to last month’s 10.2%. PMI (Purchasing Managers Index) continued to expand. This month’s reading came in at 56, compared to last month’s 54.2. The S&P 500 (C Fund) increased 7.19% during the month of August. This
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