financial planner Stephen Zelcer
Financial Guidance
for Federal Employees

See how I can help you organize, strategize and maximize your benefits & your money

some of the Federal Agencies I've worked with:

Financial Guidance for Federal Employees

See how I can help you organize, strategize and maximize your benefits & your money

Some of the Federal Agencies I've worked with:

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My Articles

The Market

TSP Planning Report November

TSP Report November 2023 Facts: The G Fund rate for November 2023 increased to 5%.  Wow!  The Fed Funds interest rate decreased slightly from 5.5% to 5.3%.   This month’s unemployment rate increased from 3.8% to 3.9%.   The 2nd Estimate for Q3 GDP came in at 5.2%.  Last quarter’s GDP was 2.1%.   PMI (Purchasing Managers Index)

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Federal Sick Leave

Federal Sick Leave: What you need to know. (w/video)

Federal Sick Leave: What you need to know. Read the video transcript: Welcome back. I wanna continue the thoughts about sick leave. Last video we spoke about how sick leave could extend your service. I wanna hone in a little bit further with sick leave and see if there’s any other benefits we could extract

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Should I take medicare?
Medicare

Do I need Medicare? – New Webinar

Do I need Medicare? – New Webinar Medicare Part B costs thousands of dollars a year. And they threaten you with penalties if you don’t take it. You already have FEHB. Do you need both? Tuesday December 19th 11am ET In this webinar I explain: The costs of Medicare When you need to worry about

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I help Federal Employees Organize, Strategize and Maximize their Benefits and their Money

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federal employee financial advisor TSP

A fiduciary advisor specializing in retirement planning and federal benefits

DISCLaimer: This website & the services being offered are independent of, and not endorsed by, the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan.

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