financial planner Stephen Zelcer
Financial Guidance
for Federal Employees

See how I can help you organize, strategize and maximize your benefits & your money

some of the Federal Agencies I've worked with:

Financial Guidance for Federal Employees

See how I can help you organize, strategize and maximize your benefits & your money

Some of the Federal Agencies I've worked with:

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My Articles

FERS

Is FERS really a 3 legged stool? (with Video)

Explore the intricacies of the FERS retirement system, often likened to a three-legged stool comprising FERS pension, Social Security, and Thrift Savings Plan. Learn about early retirement at age 57, avoiding penalties, and the role of the FERS annuity supplement. Get insights on how to optimize your retirement benefits.

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do you need life insurance image
FEGLI

FEGLI, Survivor Benefits, or Self-Insurance? Live Webinar

FEGLI, Survivor Benefits, or Self-Insurance? Live Webinar Do you need life insurance?  I know some people assume life insurance is a ‘must have’, but is it?    And if you do need life insurance, how much?  And which type of life insurance is the best? Close analysis of this topic will show that your insurance

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TSP Report for August 2023
TSP

TSP Planning Report August 2023

TSP Planning Report August 2023 Facts:   The G Fund rate for August 2023 increased to 4.125%.   The Fed Funds interest rate increased to 5.33%.   This month’s unemployment rate decreased from 3.6% to 3.5%.   The 1st Estimate for Q2 GDP came in at 2.4%.   PMI (Purchasing Managers Index) contracted for 2nd straight month, reading 49.0 this month

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I help Federal Employees Organize, Strategize and Maximize their Benefits and their Money

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federal employee financial advisor TSP

A fiduciary advisor specializing in retirement planning and federal benefits

DISCLaimer: This website & the services being offered are independent of, and not endorsed by, the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan.

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