Facts: PMI contracted again, with the index reading to 47.8%. 2nd Quarter GDP was 2%, according to the updated 3rd estimate. Unemployment remained at 3.5%. The S&P 500 (C Fund) increased 1.87% during the month of September. Assessment: PMI has contracted for the 2nd consecutive month. This is on the heels of a 31 month expansion hot
Do you need an Annuity?:Will you outlive your retirement income and run out of money? Not if you have an annuity! However, not all annuities are created equal, and not everyone needs an annuity. Annuities are insurance products that cost money. And some annuities are irrevocable. But the financial advisors (and the TSP) aggressively peddle these
A video on the 4 financial steps I wish I had known when I was younger. Succinct, easy to understand financial advice for those starting out. With Stephen Zelcer, financial advisor.
Another economic indicator surprisingly underperformed this month. But, I’m no where near panic mode – and neither should you. The economy is slowing but not enough to warrant the media doomsday preaching. I’ve published my recommended portfolio’s for this month.
Hi, The new TSP Modernization Rules are about to be rolled out. September 15 is when they go into full effect. TSP put out a video that is about an hour and twenty minutes long. So I figured I could save you some time by condensing it into a few minutes….. Enjoy Stephen https://youtu.be/LcTUfdg67UQ
Will retirement make you depressed?I know we don’t like to think about the potential negatives of retirement, and that’s why you have people like me to nag you and set you on a good path.In my next webinar we’ll explore the practical steps needed to enjoy this next stage of your life. This is not
TSP Report August 2019 Facts: • Unemployment remained at 3.7%. • 2nd Quarter GDP was 2.1%, according to the first estimate. • PMI posted another month of expansion, with the index reading to 51.2%. • The S&P 500 (C Fund) gained 1.44% during the month of July. Assessment: • Unemployment is at historically low levels,
Key Milestones in the Career of a Federal Employee I’ve seen it many times. Federal employees who thought they would only spend a few years as a Fed and move on, only to find themselves still a Fed 20+ years down the road. This unintentional floating along in a Federal job can be transformed into
Which TSP funds should you invest in?Not knowing how to answer this question will cause you to randomly choose your allocation, with no sense of confidence that you are making the right move. Asking your friends how they invested their TSP is even worse, because it will be the blind leading the blind to an
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