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Coordinating your TSP with your other investments
Investment

New Webinar – Coordinating your TSP with your other investments

New Webinar – Coordinating your TSP with your other investments The TSP is just one piece of the puzzle. If you have other investment accounts, you can coordinate them with your TSP so that you can position the correct assets in the correct account. This will help you pay less in taxes and be strategic

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Investment

TSP Planning Report – May 2021

May 2021 TSP Planning Report:   Facts: This month’s unemployment rate increased to 6.1% from last month’s 6.0%. PMI (Purchasing Managers Index) continued to expand (any reading above a score of 50 means expansion). This month’s reading came in at 60.7, compared to last month’s 64.7. The S&P 500 (C Fund) increased 5.33% in April compared to 4.38%

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When should I take social security
Social Security

Updated 2021: When to take Social Security

Updated 2021: When to take Social Security Question: Should I take Social Security early, or on time, or late? Answer: It depends.  Below are two reasons why I generally recommend to take it as early as possible.  I also provide 3 exceptions to my general recommendation.  Reason #1 – Social Security is scheduled to cut

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CSRS

How will Social Security impact my Federal Pension? (CSRS Offset)

How will Social Security impact my Federal Pension (CSRS Offset) CSRS-offset has got to be one of the more obscure, challenging areas of federal retirement. CSRS-offset retirees have a retirement benefit which combines CSRS and Social Security. The CSRS portion, however, will be reduced by the amount of Social Security earned while employed in CSRS-offset.

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tsp report for federal employees 2021
TSP

TSP Planning Report – April 2021

TSP Planning Report – April 2021 April 2021 TSP Planning Report: Facts: This month’s unemployment rate lowered to 6.0% from last month’s 6.2%. PMI (Purchasing Managers Index) continued to expand (any reading above a score of 50 means expansion). This month’s reading came in at 64.7, compared to last month’s 60.8. The S&P 500 (C Fund) increased 4.38%

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Investment

Q&A – Should I wait until the market cools off before I invest?

Q&A – Should I wait until the market cools off before I invest?​ Question Good morning Stephen,In our meeting the other week, you advised me to move my TSP out of the L2030 fund and into a more aggressive portfolio, mostly C & S funds.   I was thinking, since the stock market is doing well,

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Should I take a TSP loan?
TSP

Live Webinar – Should you take a TSP Loan

Should you take a TSP Loan? Borrowing from your retirement account. Hmmm. Is that smart?This is a topic you will find mixed messages about if you search online. There’s a time when it makes sense, and times when it’s a massive mistake. Join me in my upcoming webinar “Should you take a TSP Loan?” where

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TSP

TSP Planning Report – March 2021

March 2021 TSP Planning Report: Facts: This month’s unemployment rate lowered to 6.2% from last month’s 6.3%. PMI (Purchasing Managers Index) continued to expand (any reading above a score of 50 means expansion). This month’s reading came in at 60.8, compared to last month’s 58.7. The S&P 500 (C Fund) increased 2.76% in February, compared to a -1.01%

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Q&A: Tax Withholding on a FERS or CSRS Pension
CSRS

Q&A: Tax Withholding on a FERS or CSRS Pension

Q&A: Tax Withholding on a FERS or CSRS Pension Question Hi Stephen, I’m filling in my retirement paperwork and have a quick question about tax withholding: Federal withholding W-4P:  Do you suggest I just have usual federal tax withheld under my “single” status? State withholding:  should I elect to NOT have state income tax withheld from

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Stephen

federal employee financial advisor TSP

A fiduciary advisor specializing in retirement planning and federal benefits

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