My Blog

My Blog

Categories
Archives

Recent Blog Posts

TSP Report for October
TSP Report

TSP Planning Report – October 2019

Facts: PMI contracted again, with the index reading to 47.8%. 2nd Quarter GDP was 2%, according to the updated 3rd estimate. Unemployment remained at 3.5%. The S&P 500 (C Fund) increased 1.87% during the month of September. Assessment: PMI has contracted for the 2nd consecutive month.  This is on the heels of a 31 month expansion hot

Read More »
do I need an annuity
Webinar

New Webinar – Do you need an annuity?

Do you need an Annuity?:Will you outlive your retirement income and run out of money?  Not if you have an annuity! However, not all annuities are created equal, and not everyone needs an annuity.  Annuities are insurance products that cost money. And some annuities are irrevocable. But the financial advisors (and the TSP) aggressively peddle these

Read More »
TSP Planning report portfolios
TSP Report

TSP Planning Report – September 2019

Another economic indicator surprisingly underperformed this month. But, I’m no where near panic mode – and neither should you. The economy is slowing but not enough to warrant the media doomsday preaching. I’ve published my recommended portfolio’s for this month.

Read More »
tsp portfolio advice
TSP

New TSP Modernization Rules in less than 5 minutes

Hi, The new TSP Modernization Rules are about to be rolled out.  September 15 is when they go into full effect.  TSP put out a video that is about an hour and twenty minutes long. So I figured I could save you some time by condensing it into a few minutes….. Enjoy Stephen https://youtu.be/LcTUfdg67UQ

Read More »
Webinar will retirement make you depressed
Retirement

New Webinar – Will Retirement Make you Depressed?

Will retirement make you depressed?I know we don’t like to think about the potential negatives of retirement, and that’s why you have people like me to nag you and set you on a good path.In my next webinar we’ll explore the practical steps needed to enjoy this next stage of your life.  This is not

Read More »
Where should I invest my TSP in August 2019
TSP Report

TSP Planning Report – August 2019

TSP Report August 2019 Facts: • Unemployment remained at 3.7%. • 2nd Quarter GDP was 2.1%, according to the first estimate. • PMI posted another month of expansion, with the index reading to 51.2%. • The S&P 500 (C Fund) gained 1.44% during the month of July. Assessment: • Unemployment is at historically low levels,

Read More »
guide to federal employees benefit milestones
Financial Advice

Key Milestones in the Career of a Federal Employee

Key Milestones in the Career of a Federal Employee I’ve seen it many times.  Federal employees who thought they would only spend a few years as a Fed and move on, only to find themselves still a Fed 20+ years down the road.  This unintentional floating along in a Federal job can be transformed into

Read More »
How to allocate your TSP
TSP

New Webinar – How should you allocate your TSP?

Which TSP funds should you invest in?Not knowing how to answer this question will cause you to randomly choose your allocation, with no sense of confidence that you are making the right move. Asking your friends how they invested their TSP is even worse, because it will be the blind leading the blind to an

Read More »

Subscribe to My Blogs

Get fresh insightful content delivered to your inbox

Thank you very much for subscribing to my Newsletter. 

Stephen

federal employee financial advisor TSP

A fiduciary advisor specializing in retirement planning and federal benefits

Contact Me

Stephen Zelcer © 2018 All rights reserved​

Made by