financial planner Stephen Zelcer

My Blog

My Blog

Categories
Archives

Recent Blog Posts

FERS

Is FERS really a 3 legged stool? (with Video)

Explore the intricacies of the FERS retirement system, often likened to a three-legged stool comprising FERS pension, Social Security, and Thrift Savings Plan. Learn about early retirement at age 57, avoiding penalties, and the role of the FERS annuity supplement. Get insights on how to optimize your retirement benefits.

Read More »
do you need life insurance image
FEGLI

FEGLI, Survivor Benefits, or Self-Insurance? Live Webinar

FEGLI, Survivor Benefits, or Self-Insurance? Live Webinar Do you need life insurance?  I know some people assume life insurance is a ‘must have’, but is it?    And if you do need life insurance, how much?  And which type of life insurance is the best? Close analysis of this topic will show that your insurance

Read More »
TSP Report for August 2023
TSP

TSP Planning Report August 2023

TSP Planning Report August 2023 Facts:   The G Fund rate for August 2023 increased to 4.125%.   The Fed Funds interest rate increased to 5.33%.   This month’s unemployment rate decreased from 3.6% to 3.5%.   The 1st Estimate for Q2 GDP came in at 2.4%.   PMI (Purchasing Managers Index) contracted for 2nd straight month, reading 49.0 this month

Read More »
Goals & Inefficiencies: What you should get out of your Financial Plan
Financial Advice

Recheduled Webinar: Goals & Inefficiencies: What you should get out of your Financial Plan

Goals & Inefficiencies: What you should get out of your Financial Plan The financial planning industry is loaded with “financial planners” that are really product pushers. Unfortunately, this has resulted in many people avoiding the financial planning practice altogether, dismissing it as being just a sales tactic. However, not having a financial plan usually causes

Read More »
Investment

TSP Planning Report June 2023

TSP Planning Report June 2023 Facts:  The G Fund rate for June 2023 increased to 3.875%.   The Fed Funds interest rate decreased to 5.07%. It was 5.25% just a month ago.    This month’s unemployment rate increased from 3.4% to 3.7%.   PMI (Purchasing Managers Index) expanded for the 3rd straight month, reading 53.0 this month (any

Read More »
Coordinating your TSP with your other investments
Investment

New Webinar – Coordinating your TSP with your other investments

New Webinar – Coordinating your TSP with your other investments The TSP is just one piece of the puzzle. If you have other investment accounts, you can coordinate them with your TSP so that you can position the correct assets in the correct account. This will help you pay less in taxes and be strategic

Read More »
TSP

TSP Planning Report May 2023

TSP Planning Report May 2023 Facts: The 2nd estimate of Q1 (2023) GDP has come out, showing a 1.3% growth in GDP.  This is on the heels of 2.6% GDP growth in Q4 2022.   The G Fund rate for May 2023 remained at 3.625%.   The Fed Funds interest rate increased to 5.25%. It was 4.83%

Read More »
The Market

TSP Planning Report April 2023

April 2023 TSP Planning Report Facts: The 1st estimate of Q1 (2023) GDP has come out, showing a 1.1% growth in GDP. This is on the heels of 2.6% GDP growth in Q4 2022. The G Fund rate for April 2023 decreased back to 3.625%. It was 4.125% last month. The Fed Funds interest rate

Read More »
Retirement

New Webinar: Secure 2.0: What is it & How does it impact your TSP and other retirement accounts?

New Webinar: Secure 2.0: What is it & How does it impact your TSP and other retirement accounts? There are many new rules contained in the the Setting Every Community Up for Retirement Enhancement (SECURE) Act 2.0.  Many of them impact retirement accounts, including your TSP.  Join me in a crash course webinar where we’ll explore

Read More »

Subscribe to My Blogs

Get fresh insightful content delivered to your inbox

Thank you very much for subscribing to my Newsletter. 

Stephen

Samples of my media work

federal employee financial advisor TSP

A fiduciary advisor specializing in retirement planning and federal benefits

Stephen Zelcer © 2023 All rights reserved

Made by TB