March 2021 TSP Planning Report: Facts: This month’s unemployment rate lowered to 6.2% from last month’s 6.3%. PMI (Purchasing Managers Index) continued to expand (any reading above a score of 50 means expansion). This month’s reading came in at 60.8, compared to last month’s 58.7. The S&P 500 (C Fund) increased 2.76% in February, compared to a -1.01%
Q&A: Tax Withholding on a FERS or CSRS Pension Question Hi Stephen, I’m filling in my retirement paperwork and have a quick question about tax withholding: Federal withholding W-4P: Do you suggest I just have usual federal tax withheld under my “single” status? State withholding: should I elect to NOT have state income tax withheld from
Read my latest TSP Report for February 2021. What portfolio should you favour? What is the economic outlook? Stephen Zelcer’s TSP Report February 2021
Should you leave Federal Service before you’re eligible for full retirement? I know you’re thinking about it. 😉
Join me in my next webinar March 25th 11am ET.
Q&A: Help! I’m enrolled in both Medicare & FEHB and I need to change that. What should I do? Question Hello Stephen, I am currently enrolled Medicare Parts A & B, and seemingly D as well. I also have FEHB. As such, I am paying for two health insurance plans – 299.26/mo by FEHB and $298 by Medicare (through the
TSP Planning Report for January 2021. Read my latest TSP Report for January 2021.
Join me in my upcoming webinar: “Goals & Inefficiencies – the Core of Financial Planning” and we’ll address the three broad benefits of financial planning:
Stephen Zelcer’s TSP Planning Report for December 2020. Read my TSP Planning Report here.
Should I front-load money into the TSP in the year I retire? Read my answer to this question from a federal employee about retirement and their TSP
Can excess annual leave (that gets paid lump sum upon the employee’s retirement) be rolled into the TSP or IRA? For federal employees.
Q&A: TriCare and FEHB Question I know FEHB has a 5-year requirement. I currently have TriCare, but want to make sure I satisfy FEHB’s 5-year rule, so I was planning to enroll in FEHB. But then I will be paying for 2 insurances. Do you think it’s worth it? Answer Your TriCare will count toward
Q&A: Is it worth it to enroll in a HDHP plan with the HSA for just 1 year? Question I am not currently in a high deductible plan (HDHP). I am wondering what your thoughts on my changing to one for this coming year, which will be the last year I’ll be able to put
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