financial advisor for federal employees
financial advisor for federal employees

"I teach people about money"

Stephen Zelcer is the source of Financial Education for Federal Employees. He stands at the intersection between your Federal Benefits and your personal finances and advises you on how to integrate your Federal benefits with the rest of your financial life.  Instead of just receiving information about your benefits, Stephen guides you in what you could or should be doing to make the most of your money.

Stephen has been working with federal employees at all GS levels, including executives and judges, since 2007.

Stephen is also an accomplished lecturer presenting financial planning seminars for Beacon Education, as well as other educational outfits.  He has been invited by dozens of agencies to teach and explain Federal retirement and employee benefits. He has personally delivered over 300 pre-retirement seminars, teaching thousands of Federal employees about all aspects of federal benefits and financial planning.

Agencies and employees seek Stephen out because of his unique ability to see the interrelationship between Federal benefits and personal financial planning.

Stephen continuously authors articles  that clarify points in Federal retirement and other topics related to retirement planning.  He is viewed as a subject matter expert sought by employees, agencies, national conferences and public media

"I teach people about money"

Stephen Zelcer is the source of Financial Education for Federal Employees. He stands at the intersection between your Federal Benefits and your personal finances and advises you on how to integrate your Federal benefits with the rest of your financial life.  Instead of just receiving information about your benefits, Stephen guides you in what you could or should be doing to make the most of your money. Stephen has been working with federal employees at all GS levels, including executives and judges, since 2007.

Stephen is also an accomplished lecturer presenting financial planning seminars for Beacon Education, as well as other educational outfits.  He has been invited by dozens of agencies to teach and explain Federal retirement and employee benefits. He has personally delivered over 300 pre-retirement seminars, teaching thousands of Federal employees about all aspects of federal benefits and financial planning.

Agencies and employees seek Stephen out because of his unique ability to see the interrelationship between Federal benefits and personal financial planning.

Stephen continuously authors articles  that clarify points in Federal retirement and other topics related to retirement planning.  He is viewed as a subject matter expert sought by employees, agencies, national conferences and public media

seminars for federal agencies

TSP Planning

“Stephen, how should I invest in the TSP?”  Get my recommended TSP portfolios sent to your inbox every month.  I monitor the markets and keep you updated when it’s time to make a change. 

One on One

“I’ve never worked with a financial planner before.  What does it look like?”  Articulate your personal goals, remove inefficiency from your finances, and maximize all your resources.

teaching a financial planning seminar

Beacon Education

Acclaimed Pre-Retirement & Financial Literacy training that helps Federal Employees maximize their benefits – and makes their employers happy too.

federal employee financial advisor TSP

A fiduciary advisor specializing in retirement planning and federal benefits

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