financial planner Stephen Zelcer

Category: Debt

transform debt into wealth webinar

Webinar: Transforming Debt into Wealth

Webinar: Transforming Debt into Wealth Is debt bad? Most Americans have debt of some sort (Mortgages, Student loans, Auto loans, TSP loans, CCs…). Understanding that debt can actually be a tool you leverage to build your wealth will give you a deeper insight as to whether you need to accelerate paying off your debt or

Read More »
Should you accelerate payments towards your mortgage (or any other debt)?

Should you accelerate payments towards your mortgage (or any other debt)?

Should you accelerate payments towards your mortgage (or any other debt)? I see people do this all the time, especially in the pre-retirement group. Many people are uncomfortable having any debt, including their mortgage, and they are driven to enter retirement “debt free.” To rid themselves of debt they make additional payments of principle each

Read More »
Header image from Should I use my TSP to start a business

Should I use my TSP to start a business?

Q&A – Should I use my TSP to start a business? (This article originally appeared as Ask Bob: Do I Qualify For a TSP Hardship Withdrawal – here) Question My wife and I started a business, but due to COVID, materials, construction prices dramatically increased and permitting delays we have not been able to open

Read More »

SHOULD YOU ACCELERATE PAYMENTS ON YOUR MORTGAGE (OR ANY DEBT)?

Should you accelerate payments towards your mortgage? I see people do this all the time, especially in the pre-retirement group.  Many people are uncomfortable having any debt, including their mortgage, and they are driven to enter retirement “debt free.”  To rid themselves of debt they make an additional payments of principle each month, on top

Read More »