2025 marked the third consecutive year of double-digit returns for the S&P 500 Index. Domestic stocks were exceptionally volatile and kicked off the year with a 19.2% drop through April before rebounding by 37.4% through December (for a net annual gain of 16.4%). Sector-wise, technology reigned supreme, with the S&P 500 Technology and Communication Services
Should you take the “Deferred Resignation” Offer? I wanted to share the general guidance I’ve been giving my clients. Although this should not be viewed as personalized advice, I hope it helps clarify the thinking that surrounds this “fork in the road” decision. If you need my assistance, please email me. stephen@stephenzelcer.com Wishing you all the best, Stephen
I’m sure you got the memo. President Trump is offering something that appears to be 8 months’ severance pay. You could stop working on Feb. 6th, collect payment and full benefits until the end of September, and then end your federal employment at the end of September. Should you do this? First of all, please
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