
Should I front-load money into the TSP in the year I retire?
Should I front-load money into the TSP in the year I retire? Read my answer to this question from a federal employee about retirement and their TSP
Should I front-load money into the TSP in the year I retire? Read my answer to this question from a federal employee about retirement and their TSP
What is the difference between FSA and HSA? Updated 2020 Both accounts allow you pay for qualified medical expenses with tax-free money (thus avoiding Federal, State, Social Security, and Medicare taxes – usually around a 37.65% tax savings). Here’s how the accounts differ: Contribution Limit: FSA has a maximum contribution limit of $2,750. HSA limits
Q&A: Should I wait until after the election to get back into the market? Question Hello Stephen,I am a recent federal retiree that panicked amid the last election outcome by moving my tsp to bonds. I am prepared to dip back into the market but am waiting for the election outcome.Is it wise to wait
When & How to Transition your portfolio for Retirement Your portfolio has a different job in retirement than it has pre-retirement. Pre-retirement, the job of your portfolio is to grow. In retirement, the job of your portfolio is to generate income (for most people). Because the job is different, the allocation of your portfolio will
Q&A: Should I retire early via VERA from Federal Service? Question I may have the opportunity to retire early via VERA from federal service and am wondering if it would be a smart move financially? I’m 50 now and my MRA is 56yrs/8mos, therefore I would essentially be retiring 6 years early, thus losing 6%
Is Retirement Better at Beginning or End of Year? Updated for 2020 I often hear people say “I’d rather retire sooner than later.” But when the choice of retirement dates is just a matter of a few months, then people often assume there’s not much difference between sooner or later. What difference does a few
Download my book Ready Aim Retire for Free! Get Financially & Mentally Ready for Retirement! The only way you will know if you are financially and mentally ready for retirement, is by planning it! If you are serious about retirement, then this is your reality check! Inside you’ll address: What’s motivating you to retire? How
Will retirement make you depressed?I know we don’t like to think about the potential negatives of retirement, and that’s why you have people like me to nag you and set you on a good path.In my next webinar we’ll explore the practical steps needed to enjoy this next stage of your life. This is not
Key Milestones in the Career of a Federal Employee I’ve seen it many times. Federal employees who thought they would only spend a few years as a Fed and move on, only to find themselves still a Fed 20+ years down the road. This unintentional floating along in a Federal job can be transformed into
What time of year, month, pay-period, day should you retire in order to get the most out of your pension? I will explain how to pinpoint your retirement date, and how the exact date can save you thousands of dollars. Join me as we explore this topic in my next webinar: The Best Date to
Stephen Zelcer © 2020 All rights reserved
Made by TB