The Cash Flow Transition into Retirement When you go from the work into retirement, there’s obviously a financial transition that takes place, but there’s also a mental transition. There’s a mathematical formula that people mentally subscribe to. It goes like this: work equals money. Simple. And if you subscribe to that formula, then you likely
Video Transcript Okay, fantastic. I wanna dive into the, today’s material. And I’m in a different location, so my my technology deficiencies are gonna be showing in this class. But at least you guys hopefully be able to see what I’m trying to share over here. Hopefully you guys can see this. Okay, fantastic. So
What is the best day to retire? Timing your Federal Exit. What time of year, month, pay-period, day should you retire in order to get the most out of your pension? I will explain how to pinpoint your retirement date, and how the exact date can save you thousands of dollars. Join me as we
How hard can it be to figure out your retirement income? Just add your FERS + Social Security + whatever income you take from your investments, right? Not exactly. Some income has start and stop dates, and you still have plenty of deductions, and not all of your income is taxed the same. In this
What happens to your TSP when you Die? What happens to your TSP when you die? Of course, the money needs to go somewhere, to someone, but are there any best practices? Join me in my upcoming webinar and we’ll explore the following: various TSP beneficiaries – spouse vs non-spouse tax ramifications putting the TSP into
https://youtu.be/E6YyQLU5elo Declining a Relocation Offer and RIF Eligibility Okay. Let’s move on to the second grouping of questions, which have to do with rifs, the reduction in force. So let’s start with Stefan’s question first. Question over here. I’m probably being removed from federal service this month for declining to relocate. I’m also eligible for
https://youtu.be/6fi1FXBpqM4 Financial Questions & Answers with Stephen Zelcer Part 1 – Threats to Federal Benefits Let’s get into the questions. There were a lot of questions. Some of them had common themes, so I try to lump the questions or the questions with common themes together. So let us try to tackle some of those
Should I front-load money into the TSP in the year I retire? Read my answer to this question from a federal employee about retirement and their TSP
Q&A Should I retire before the proposed legisation takes affect? Question I’m concerned about the recent legislative proposal regarding the possible elimination of the FERS Annuity Supplement, as well as changing from high-3 to high-5. My plan to retire this December could be negatively impacted if this passes. Do you think I should retire sooner
Economic News We are all noticing the stock market sink. Clearly investors are not happy where the economy is heading. Here are the facts: This is a mix of bad and good data. Nothing to justify the drop in the market. So what’s going on? In my previous report, I highlighted 6 Trump policies to
