TSP Planning Report June 2023 Facts: The G Fund rate for June 2023 increased to 3.875%. The Fed Funds interest rate decreased to 5.07%. It was 5.25% just a month ago. This month’s unemployment rate increased from 3.4% to 3.7%. PMI (Purchasing Managers Index) expanded for the 3rd straight month, reading 53.0 this month (any
Q&A – How can you avoid the Social Security earnings test, and minimize taxes using an S-corp? Question How can you avoid the Social Security earnings test, and minimize taxes using an S-corp? Answer Using an S corp may provide at least two benefits: Avoiding FICA tax (15.3%) Avoiding the earnings test Here’s an example
TSP Planning Report May 2023 Facts: The 2nd estimate of Q1 (2023) GDP has come out, showing a 1.3% growth in GDP. This is on the heels of 2.6% GDP growth in Q4 2022. The G Fund rate for May 2023 remained at 3.625%. The Fed Funds interest rate increased to 5.25%. It was 4.83%
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April 2023 TSP Planning Report Facts: The 1st estimate of Q1 (2023) GDP has come out, showing a 1.1% growth in GDP. This is on the heels of 2.6% GDP growth in Q4 2022. The G Fund rate for April 2023 decreased back to 3.625%. It was 4.125% last month. The Fed Funds interest rate
New Webinar: Secure 2.0: What is it & How does it impact your TSP and other retirement accounts? There are many new rules contained in the the Setting Every Community Up for Retirement Enhancement (SECURE) Act 2.0. Many of them impact retirement accounts, including your TSP. Join me in a crash course webinar where we’ll explore
TSP Planning Report March 2023 March 2023 TSP Planning Report: Facts: The G Fund rate for March 2023 increased back to 4.125%. It was 3.625% last month. The Fed Funds interest rate increased to 4.83%. It was .08% just over a year ago. This month’s unemployment rate increased from 3.4% to 3.6%. PMI (Purchasing Managers Index)
New Webinar: OPM suspended its Long Term Care program. Now What? OPM’s suspension of the Long Term Care program has Federal employees wondering what their options are. In this webinar Wednesday February 15th 11am ET: I will provide an overview of the situation Explore alternative options Address the fundamental question of whether you even need
TSP Planning Report January 2023 Facts: The G Fund rate for Jan 2023 increased back to 4%. It was 4.25% in November 2022. The Fed Funds interest rate increased to 4.33%. It was .08% last year. This month’s unemployment rate dropped to 3.5%. PMI (Purchasing Managers Index) contracted for the 2nd time in 30 months,
Alternatives to the G fund –Even when the Debt Ceiling is not threatening the G Fund: Alternatives to the G Fund: Before I get into the Debt Ceiling and its relationship with the G fund, I first want to begin by sharinghow I help clients re-create G fund benefits outside the TSP. Here’s what investors
TSP Planning Report December 2022 Facts: The G Fund rate for December 2022 actually decreased to 3.875%. It was 2.75% in August. The Fed Funds interest rate increased to 4.33%. It was 3.83% last month. It was .08% last year. This month’s unemployment rate remained at 3.7%. PMI (Purchasing Managers Index) contracted for the first
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