fiduciary specialist in federal benefits & finance
I help Federal Employees Organize, Strategize and Maximize their Benefits and their Money
Choose from 3 Plans
How I add Value
Personal
Consults
Meet with me one on one. We will set financial objectives in line with your goals, eliminate inefficiencies and map out your financial future.
Monthly
Webinars
Regular Webinars were I analyze various financial subjects and identify action steps for federal employees.
TSP
Reports
Monthly TSP reports with up to date analysis of the major movements in the market, and my recommended allocations for your TSP.
Organised
Accounts
Connect all your accounts for a consolidated view of your entire financial picture. Including your savings, investments, debt & cashflow.
Financial
eWorkbooks
Financial planning exercises that help you define your retirement and insurance needs.
Mobile
Access
With mobile access to your client portal you will be able to look at your complete financial picture in the palm of your hand.
Don't take my Word for it
Here’s what subscribers have seen and said
Walter C
Stephen's financial planning advice is top notch. He is able to convey important concepts in an understandable way with real world examples. He also provides diverse advice that covers many financial planning topics from taxes to investments to retirement planning and does so in an excellent manner.
Noelle M
Stephen, this helps immensely! This is exactly what I like best about your advice -- You always get right down to it and give me the applicable equation in both numbers and words, then use it in a real life example. Thanks much,
This is a very serious service which usually translates into thousands of dollars of financial benefits every year, year after year, compounding.
Chuck M. was given 2 immediate action steps that translated into at least $25k a year portfolio growth, year after year for the rest of his life.
Sina Y. was given 3 immediate action steps that translate into a $350k increase in portfolio value by the time she retires (she’s expecting to retire in 10 years).
Anil K. was given 1 immediate action step with his rental property that saved him $8k on closing costs and spared him $8k each year in property expenses.
Nancy G. received 1 action step that saved her $3k a year on her insurances. $3k savings per year over a life expectancy of 30 years = $90k
Michael U. was given 1 immediate action step that translated into $3k of additional monthly Social Security benefits over a 5 year period. That’s $36k a year x 5 years = $180k!
Judy E. was given 5 immediate action steps that translated into $10k of savings over a two year period of time.
Over 90% of my members experience at least $3k of financial benefit within the first year. This is an amazing return on investment!
Plan for your Financial Future
Choose the Plan that suits you best
Financial Planner
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Dynamic Personal Financial Planning Software
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Free Month when you Subscribe. Cancel Anytime
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SZ Personal Consulation
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TSP Planning Mail
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Live Webinars
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Dynamic E-Workbook with Extra
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Access to Webinar Archive
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Life Insurance Workbook
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26 Benefit Question Series(with Answers)
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Top Ten TSP Mistakes
One on One
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Comprehensive Financial Planning
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Estate Planning & Accounting Services
FAQ
Most frequent questions and answers
Every month I release a TSP Report with all you need to make an educated decision based on the risk you are willing to take on, current investment targets and the current state of your federal benefits.
Once you have completed your software setup, the work becomes easier. The important aspect is to follow the TSP reports, decide on your risk exposure and manage your TSP in line with those portfolios.
Yes. Cancel anytime if you are unhappy. But we think you will be happy.
All of the archives are easily accessed from your membership page. Not only webinars but also my collection of ebooks as well as important other documents for maintaining a healthy financial life.
I aim to put on a webinar once a month, if not more regularly. If you have a subject that you would like to see addressed please do not hesitate to contact me here
Simply get in touch by email.
Click here stephen@stephenzelcer.com
Plan YOUR Financial Future
I help Federal Employees Organize, Strategize and Maximize their Benefits and their Money
Choose from 3 Plans
TSP Planner
TSP Plan-
Receive my unique TSP Planning Monthly Report. Simply input your name & email and receive the first report free.
Financial planner
Financial Plan-
My most popular plan. One on one consultation, TSP Reports, Webinars, Archives, Ebooks and more...
Financial Advisor
One on One-
My bespoke financial planning service whereby I plan and carry out your finances for 1 year.
Stephen Zelcer © 2019 All rights reserved
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