Q&A - How to opt-out of Medicare B
My husband retired and already collecting Social Security, He is turning 65 this summer. We understand that since he’s collecting Social Security, he will automatically be enrolled in both Medicare A & B when he turns 65. We don’t want to take Medicare B, since he is covered under my FEHB and we don’t feel it’s necessary to pay for both FEHB & Medicare.
Is there a way for us to stop him from being enrolled in Medicare B?
Yes, to drop Medicare part B you simply need to sign & return the Medicare card that they send you (usually sent a few months before your 65th b-day) before the coverage start date (on the front of the Medicare Card).
See here: https://www.medicare.gov/basics/get-started-with-medicare/sign-up/ready-to-sign-up-for-part-a-part-b/how-to-drop-part-a-part-b
Also, see here, page 33 of 38: https://www.medicare.gov/sites/default/files/2022-01/11095-Get-Ready-for-Medicare-package-in-United-States.pdf
Here’s what is says:
“If you don’t want to keep Part B:
- Check the box after “I do NOT want Part B (Medical Insurance)” on the back of the enclosed Medicare card.
- Sign the back of the card.
- Send back the entire form, including the signed card, in the enclosed envelope before the coverage start date on the front of the Medicare card. Medicare will send you a new Medicare card in a few weeks that shows you have Part A only. In the meantime, write down your Medicare Number, found on the front of the card. Keep it in case you need to go to the hospital or get other Part A-covered services before your new card arrives.”
However, after the coverage start date, you will need to submit form CMS-1763. You can download the form here:
I hope this helps!