financial planner Stephen Zelcer
Webinar image of man jumping up from debt

WATCH NOW – Webinar: Transforming Debt into Wealth

WATCH NOW Webinar: Transforming Debt into Wealth Is debt bad? Most Americans have debt of some sort (Mortgages, Student loans, Auto loans, TSP loans, CCs…). Understanding that debt can actually be a tool you leverage to build your wealth will give you a deeper insight as to whether you need to accelerate paying off your

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SHOULD YOU ACCELERATE PAYMENTS ON YOUR MORTGAGE (OR ANY DEBT)?

Should you accelerate payments towards your mortgage? I see people do this all the time, especially in the pre-retirement group.  Many people are uncomfortable having any debt, including their mortgage, and they are driven to enter retirement “debt free.”  To rid themselves of debt they make an additional payments of principle each month, on top

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Should I take social security

WHEN SHOULD YOU TAKE SOCIAL SECURITY?

Question: Should I take Social Security early, or on time, or late? Answer: Possibly the most popular Social Security question I receive from clients is whether they should take their Social Security (SS) benefit as early as possible – age 62 – or should they wait until their Full Retirement Age (FRA) to start receiving

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