Federal Benefits – Stephen Zelcer

Video – Q&A – Part 2 – RIF (Reduction in Force) & Retirement Eligibility Scenarios

November 7, 2025 No Comments

https://youtu.be/E6YyQLU5elo Declining a Relocation Offer and RIF Eligibility Okay. Let’s move on to the second grouping of questions, which have to do with rifs, the reduction in force. So let’s start with Stefan’s question first. Question over here. I’m probably being removed from federal service this month for declining to relocate. I’m also eligible for

Video – Financial Questions & Answers with Stephen Zelcer Part 1 – Threats to Federal Benefits

September 16, 2025 No Comments

https://youtu.be/6fi1FXBpqM4 Financial Questions & Answers with Stephen Zelcer Part 1 – Threats to Federal Benefits Let’s get into the questions. There were a lot of questions. Some of them had common themes, so I try to lump the questions or the questions with common themes together. So let us try to tackle some of those

Meet Stephen’s Team Seminar

May 15, 2025 No Comments

Request a meeting with Stephen’s Team Submit the form below to request a meeting

trump,federal employee,doge,retirement,retirement benefits

Trump’s 2.0: Should I Be Concerned?

January 17, 2025 No Comments

New Webinar: Trump’s 2.0: Should I Be Concerned? People have expressed worry about President Trump’s 2nd term. Join us in this class where we’ll review some of the common concerns and see which, if any, are valid. Key Topics: Job Security and Career Planning: Planning for possible reductions in force (RIFs) or early outs. Retirement Benefits

Webinar – The Social Security Earnings Test, and How to Outsmart it!

July 30, 2024 No Comments

Thinking about taking Social Security early?

Sounds like a good idea, however if you’re earning too much money while taking early Social Security, that can wipe out your benefits. Is there a way to have both? Can you get your Social Security and earn additional income at the same time?

image description: calendar with retirement written in red ink

What is the best day to retire? – Live Webinar

July 7, 2024 No Comments

What is the best day to retire? What time of year, month, pay-period, day should you retire in order to get the most out of your pension? I will explain how to pinpoint your retirement date, and how the exact date can save you thousands of dollars. Join me as we explore this topic in

Federal Employee Benefits

November 20, 2023 No Comments

Organize Strategize Maximize Watch List of topics Is FERS really a 3 legged stool? In our latest video, we scrutinize the Federal Employees Retirement System (FERS), traditionally described as a three-legged stool comprising the FERS pension, Social Security, and the Thrift Savings Plan (TSP). This analysis is crucial for FERS employees contemplating early retirement, specifically

Fiduciary advice for federal employees

November 17, 2023 No Comments

Organize Strategize Maximize Watch Is FERS really a 3 legged stool? In our latest video, we scrutinize the Federal Employees Retirement System (FERS), traditionally described as a three-legged stool comprising the FERS pension, Social Security, and the Thrift Savings Plan (TSP). This analysis is crucial for FERS employees contemplating early retirement, specifically at the Minimum

Is it better to retire with the biggest balance of leave, or to spend down your leave? (with video)

October 20, 2023 No Comments

Is it better to retire with the biggest balance of leave, or to spend down your leave? Read the video transcript: Welcome back to the channel. I want to ask a very simple question. What’s better to retire with the biggest balance of leave possible, or is it better to spend down your leave as

New Webinar – Should you leave federal service early?

May 26, 2023 No Comments

Should you leave Federal Service before you’re eligible for full retirement? I know you’re thinking about it. 😉
Join me in my new webinar – Watch Now

Category: Federal Benefits