Category: Investment

Image for Should I frontload my HSA investment?

Q&A: Should I front-load my HSA investment?

Q&A – Should I front-load my HSA investment? Question Hey Stephen!   We opened an HSA this year!  I’m excited to fund it and have the money invested.    We have the cash and we can front-load the entire HSA contribution now at the beginning of the year.   Is it better to front-load all the money now, and

Read More »
Coordinating your TSP with your other investments

New Webinar – Coordinating your TSP with your other investments

New Webinar – Coordinating your TSP with your other investments The TSP is just one piece of the puzzle. If you have other investment accounts, you can coordinate them with your TSP so that you can position the correct assets in the correct account. This will help you pay less in taxes and be strategic

Read More »

TSP Planning Report – May 2021

May 2021 TSP Planning Report:   Facts: This month’s unemployment rate increased to 6.1% from last month’s 6.0%. PMI (Purchasing Managers Index) continued to expand (any reading above a score of 50 means expansion). This month’s reading came in at 60.7, compared to last month’s 64.7. The S&P 500 (C Fund) increased 5.33% in April compared to 4.38%

Read More »
Webinar - Are the new L Funds any good?

Live Webinar – Are the new L Funds any good?

Live Webinar: Are the New L-Funds any good? Last month the TSP introduced new L funds and made a bunch of changes to the existing L funds.   Is that a good thing?  Well, let’s just say I’m not thrilled.  It’s time to revisit and reevaluate the L funds and see which, if any, are a

Read More »

Not timing the Market, but time in the Market.

I know the market has been a scary place these past couple of months.  Is now the time to get out? Or get in?  How should you deal with this market volatility? I have a short explainer video that goes thru the thinking and math regarding this decision. If you would like to work

Read More »
federal employees financial expert


As you approach retirement, you will likely ask yourself if you are better off keeping your money in the TSP, or are you better off rolling your TSP into an IRA? To answer that question we’ll need to point out that both options have their PROs and CONs.  I’ll let you be the judge…. Here

Read More »
financial advisor for federal employees


Question:  How should you invest your Thrift Savings Plan (TSP)? Answer: Two things need to be analyzed in order to correctly answer this question: The Investor The investments The Investor This part of the answer has good news and bad news. I’ll start with the bad news:  I know many people wish I could just

Read More »