Should I take my divorced spousal Social Security benefit? – Q&A

Q&A: Should I take my divorced spousal Social Security benefit? Question Hello Mr. Zelcer: I just turned 66 in March and is planning to retire from Federal Service the end of January 2021.  I am eligible to receive my divorced spouse benefit under Social Security.  My question is it worth it to take my ex-spouse

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When should I take social security

Updated: When to take Social Security

Updated: When to take Social Security Question: Should I take Social Security early, or on time, or late? Answer: It depends. Below are three reasons why I generally recommend to take it as early as possible. I also provide a major exception to my general recommendation. Reason #1 – Social Security is scheduled to cut

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Is the 3-legged stool (FERS + SS + TSP) enough?

Q&A: Is the 3-legged stool (FERS + SS + TSP) enough?

Is the 3-legged stool enough? Question: I am contributing 5% to my TSP, getting the maximum agency match, and I’m also paying into Social Security and the Federal Employee Retirement System (FERS).  Is that going to be enough to retire on? Answer: I want to answer this question on two levels.  The first level will

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guide to federal employees benefit milestones

Key Milestones in the Career of a Federal Employee

Key Milestones in the Career of a Federal Employee I’ve seen it many times.  Federal employees who thought they would only spend a few years as a Fed and move on, only to find themselves still a Fed 20+ years down the road.  This unintentional floating along in a Federal job can be transformed into

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Should I take social security

WHEN SHOULD YOU TAKE SOCIAL SECURITY?

Question: Should I take Social Security early, or on time, or late? Answer: Possibly the most popular Social Security question I receive from clients is whether they should take their Social Security (SS) benefit as early as possible – age 62 – or should they wait until their Full Retirement Age (FRA) to start receiving

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