financial planner Stephen Zelcer

Category: TSP

TSP Planning Report November

TSP Report November 2023 Facts: The G Fund rate for November 2023 increased to 5%.  Wow!  The Fed Funds interest rate decreased slightly from 5.5% to 5.3%.   This month’s unemployment rate increased from 3.8% to 3.9%.   The 2nd Estimate for Q3 GDP came in at 5.2%.  Last quarter’s GDP was 2.1%.   PMI (Purchasing Managers Index)

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TSP Planning Report September

TSP Planning Report September 2023 Facts: The G Fund rate for September 2023 increased to 4.25%. The Fed Funds interest rate increased to 5.5%. This month’s unemployment rate increased from 3.5% to 3.8%. The 2nd Estimate for Q2 GDP came in at 2.1%. PMI (Purchasing Managers Index) expanded ever-so-slightly after 3 months of contracting, reading

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Is FERS really a 3 legged stool? (with Video)

Explore the intricacies of the FERS retirement system, often likened to a three-legged stool comprising FERS pension, Social Security, and Thrift Savings Plan. Learn about early retirement at age 57, avoiding penalties, and the role of the FERS annuity supplement. Get insights on how to optimize your retirement benefits.

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TSP Report for August 2023

TSP Planning Report August 2023

TSP Planning Report August 2023 Facts:   The G Fund rate for August 2023 increased to 4.125%.   The Fed Funds interest rate increased to 5.33%.   This month’s unemployment rate decreased from 3.6% to 3.5%.   The 1st Estimate for Q2 GDP came in at 2.4%.   PMI (Purchasing Managers Index) contracted for 2nd straight month, reading 49.0 this month

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Coordinating your TSP with your other investments

New Webinar – Coordinating your TSP with your other investments

New Webinar – Coordinating your TSP with your other investments The TSP is just one piece of the puzzle. If you have other investment accounts, you can coordinate them with your TSP so that you can position the correct assets in the correct account. This will help you pay less in taxes and be strategic

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TSP Planning Report May 2023

TSP Planning Report May 2023 Facts: The 2nd estimate of Q1 (2023) GDP has come out, showing a 1.3% growth in GDP.  This is on the heels of 2.6% GDP growth in Q4 2022.   The G Fund rate for May 2023 remained at 3.625%.   The Fed Funds interest rate increased to 5.25%. It was 4.83%

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TSP Planning Report April 2023

April 2023 TSP Planning Report Facts: The 1st estimate of Q1 (2023) GDP has come out, showing a 1.1% growth in GDP. This is on the heels of 2.6% GDP growth in Q4 2022. The G Fund rate for April 2023 decreased back to 3.625%. It was 4.125% last month. The Fed Funds interest rate

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TSP Planning Report 2023

TSP Planning Report January 2023 Facts: The G Fund rate for Jan 2023 increased back to 4%.  It was 4.25% in November 2022.   The Fed Funds interest rate increased to 4.33%.  It was .08% last year.  This month’s unemployment rate dropped to 3.5%.   PMI (Purchasing Managers Index) contracted for the 2nd time in 30 months,

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what are the alternatives to the G Fund

What are the Alternatives to the G fund?

Alternatives to the G fund –Even when the Debt Ceiling is not threatening the G Fund: Alternatives to the G Fund: Before I get into the Debt Ceiling and its relationship with the G fund, I first want to begin by sharinghow I help clients re-create G fund benefits outside the TSP. Here’s what investors

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