financial planner Stephen Zelcer

Category: TSP

How to allocate your TSP

TSP Planning Report – February 2020

Facts: Unemployment came in at 3.6%. 4th Quarter GDP was 2.1%, according to the 1st estimate. PMI expanded, with the index reading to 50.9%. The S&P 500 (C Fund) decreased  .04% during the month of January. Assessment: PMI has returned to expansion territory – that’s a good sign. 2.1% quarterly GDP is just okay – nothing

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TSP planning report for January 2020

TSP Planning Report – January 2020

Facts: Unemployment remained at 3.5%. 3rd Quarter GDP was 2.1%, according to the 3rd estimate. PMI was contracted again, with the index reading to 47.2%. The S&P 500 (C Fund) increased 3.01% during the month of December. Assessment: PMI has contracted for the 4th consecutive month.  Not wonderful news. 2.1% quarterly GDP is just okay

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TSP Report for October

TSP Planning Report – October 2019

Facts: PMI contracted again, with the index reading to 47.8%. 2nd Quarter GDP was 2%, according to the updated 3rd estimate. Unemployment remained at 3.5%. The S&P 500 (C Fund) increased 1.87% during the month of September. Assessment: PMI has contracted for the 2nd consecutive month.  This is on the heels of a 31 month expansion hot

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TSP Planning report portfolios

TSP Planning Report – September 2019

Another economic indicator surprisingly underperformed this month. But, I’m no where near panic mode – and neither should you. The economy is slowing but not enough to warrant the media doomsday preaching. I’ve published my recommended portfolio’s for this month.

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tsp portfolio advice

New TSP Modernization Rules in less than 5 minutes

Hi, The new TSP Modernization Rules are about to be rolled out.  September 15 is when they go into full effect.  TSP put out a video that is about an hour and twenty minutes long. So I figured I could save you some time by condensing it into a few minutes….. Enjoy Stephen https://youtu.be/LcTUfdg67UQ

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Where should I invest my TSP in August 2019

TSP Planning Report – August 2019

TSP Report August 2019 Facts: • Unemployment remained at 3.7%. • 2nd Quarter GDP was 2.1%, according to the first estimate. • PMI posted another month of expansion, with the index reading to 51.2%. • The S&P 500 (C Fund) gained 1.44% during the month of July. Assessment: • Unemployment is at historically low levels,

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How to allocate your TSP

New Webinar – How should you allocate your TSP?

Which TSP funds should you invest in?Not knowing how to answer this question will cause you to randomly choose your allocation, with no sense of confidence that you are making the right move. Asking your friends how they invested their TSP is even worse, because it will be the blind leading the blind to an

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tsp portfolio advice

TSP Planning Report – April 2019

Facts: Unemployment remained at 3.8%. 4th Quarter GDP was revised lower, to 2.2%, according to the second estimate. PMI posted another month of expansion, with the index upticking to 55.3%. The S&P 500 (C Fund) gained 1.95% Assessment: 2.2% quarterly GDP is weak.  Slightly concerning. Unemployment is steady at historic lows.  That’s good. The S&P 500 quarterly performance is 13.65!!!

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