TSP Planning Report – January 2021
January 29, 2021
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TSP Planning Report for January 2021. Read my latest TSP Report for January 2021.
Category: TSP
TSP Planning Report December 2020
December 24, 2020
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Stephen Zelcer’s TSP Planning Report for December 2020. Read my TSP Planning Report here.
Can Annual Leave be rolled into the TSP?
December 18, 2020
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Can excess annual leave (that gets paid lump sum upon the employee’s retirement) be rolled into the TSP or IRA? For federal employees.
TSP Planning Report November 2020
November 13, 2020
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TSP Planning Report November 2020 Facts: Unemployment continued to drop. This month’s unemployment rate came in at 6.9%, compared to last month’s 7.9%. PMI (Purchasing Managers Index) continued to expand. This month’s reading came in at 59.3, compared to last month’s 55.4. The S&P 500 (C Fund) dropped 2.66% during the month of October. The
Will I need a double RMD in 2021?
November 9, 2020
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Q&A: Will I need a double RMD in 2021? Question Due to the waiving of RMDs in 2020, If I am 71 now and retire in November 2020 when must I take the first RMD from the Thrift Savings Plan? Another way to ask the question is the following: For a person who is 71
TSP Planning Report October 2020
October 15, 2020
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TSP Planning Report October 2020 Facts: Unemployment continued to drop. This month’s unemployment rate came in at 7.9%, compared to last month’s 8.4%. PMI (Purchasing Managers Index) continued to expand. This month’s reading came in at 55.4, compared to last month’s 56. The S&P 500 (C Fund) dropped 3.8% during the month of September. The
TSP Planning Report September 2020
September 18, 2020
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TSP Planning Report September 2020 Facts: Unemployment continued to drop. This month’s unemployment rate came in at 8.4%, compared to last month’s 10.2%. PMI (Purchasing Managers Index) continued to expand. This month’s reading came in at 56, compared to last month’s 54.2. The S&P 500 (C Fund) increased 7.19% during the month of August. This
Q&A: Does diversification require being invested in all the TSP funds, including the I fund?
September 4, 2020
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Q&A: Does diversification require being invested in all the TSP funds, including the I fund? Question Stephen, Thanks for your class on the L funds and how the I fund is inefficient. After thinking about it, I don’t recall anyone asking about diversification. One of the benefits of the L fund is diversification. I know
Live Webinar: What happens to your TSP when you die?
August 31, 2020
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What happens to your TSP when you Die? What happens to your TSP when you die? Of course, the money needs to go somewhere, to someone, but are there any best practices? Join me in my upcoming webinar and we’ll explore the following: various TSP beneficiaries – spouse vs non-spouse tax ramifications putting the TSP into
TSP Planning Report August 2020
August 23, 2020
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Facts: Unemployment reads 10.2%, compared to last month’s 11.1%. PMI (Purchasing Managers Index) expanded to 54.2, compared to last month’s 52.6. The S&P 500 (C Fund) increased 5.64% during the month of July. The Fed Funds interest rate remains between 0% – 0.25% However, GDP for Q2 dropped to an eye-popping -32.9%, according to the
