Key Milestones in the Career of a Federal Employee – Updated I’ve seen it many times. Federal employees who thought they would only spend a few years as a Fed and move on, only to find themselves still a Fed 20+ years down the road. This unintentional floating along in a Federal job can be
New Webinar – Financial Questions & Answers with Stephen Zelcer If there’s one thing Covid-19 has done to us all, it has changed our natural mode of operation and introduced a new dynamic into our lives. As such, things that we previously did without thinking are now being reevaluated. That can actually be a good
Q&A: Is the FSA better than the HSA? Question My wife and I are expecting a baby in June. You made clear that an FSA is the better choice for someone who is anticipating a year filled with high medical expenses… but I didn’t understand exactly why. Would you mind elaborating very briefly why the
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How much reserves should you have in your rainy day fund? If you think about it, a rainy day fund is primarily for emergency use when something “goes wrong.” As such, it is essentially a form of insurance. The question now becomes, how much rainy day “insurance” should you have?Join me in my upcoming webinar
A video on the 4 financial steps I wish I had known when I was younger. Succinct, easy to understand financial advice for those starting out. With Stephen Zelcer, financial advisor.
Stephen is an expert on the rules and processes of federal retirement, and also for wealth accumulation through the TSP program and strategies post-retirement. Referring to him as an expert financial advisor is an understatement. I have never encountered an individual with such an overabundace of retirement information. Stephen, ….You always get right down to
A trust costs a few thousand dollars. And it seems everyone is doing it. Why? Should you, too? In this webinar you will learn:• The benefits of a trust• The benefits people assume a trust provides, but doesn’t• Whether a trust will solve all your estate planning needs Join me in my next webinar to
Financial Moves to make in your 20s or 30s. Hey everybody Stephen Zelcer here. “I was thinking to myself, what are the financial steps that I wish I’d started sooner. Steps that, had I taken them years ago, they really would have helped me solidify my financial grounding right now. And I thought about it
Facts: Unemployment decreased 0.2%, down to 3.8%. 4th Quarter GDP came in at 2.6%, according to the first estimate. PMI posted another month of expansion, with the index reading 54.2%. The S&P 500 (C Fund) gained 3.21% Assessment: 2.6% quarterly GDP is a bit weak. Slightly concerning. Unemployment decreasing is always a good sign. The S&P 500 is exploding, pacing for
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