Tag: Health Care

should I self insure for long term health care?

Watch Now – Can you self-insure for Long Term Care?

Long Term Care is a challenge to plan for. It’s a potentially large expense that can thwart the best of retirements. It’s the great “what if?” of retirement planning, and you’ll want to make sure you plan for it correctly.  But the planning may not require a long term care insurance policy. Join my in my

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financial advice for federal employees

RESCHEDULED: Webinar: Should you take Medicare?

RESCHEDLED – Should you take Medicare? The Big Question. Medicare Part B costs thousands of dollars a year. And they threaten you with penalties if you don’t take it. You already have FEHB. Do you need both? Join me in my upcoming webinar – Should you take Medicare? Tuesday December 18th 11:00 AM In this Webinar I

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FSA OR HSA? WHICH WILL SAVE YOU MORE MONEY THIS OPEN SEASON?

November 29, 2016 5:36 am Published by Stephen Zelcer Here’s a brief overview and comparison of the HCFSA (Health Care Flexible Spending Account) and HSA (Health Savings Account).  Both of these plans can help you save much on taxes and both are available to you this open season (November 14- December 12, 2016). What are the benefits of

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webinar on financial advice federal

MAKING YOUR TSP WORK WITH YOUR OUTSIDE INVESTMENTS

A mistake that Federal Employees make with their TSP is NOT coordinating their TSP with their outside investments.  This mistake is very common and has many different applications. Here’s a true story to illustrate: My client (at that time they weren’t yet a client) took me up on my free consultation offer.  One of the points we discussed was maximizing

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financial advice for federal employees

DO I NEED TO HAVE MEDICARE? OR IS FEHB ENOUGH?

A super-popular question I get asked by pre-retirees is whether they should take Medicare Part B.  Medicare Part A is free and so it doesn’t bother people as much.  But Part B comes with a cost, and that get Feds thinking if they need to pay for BOTH FEHB & Medicare Part B, or just

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