financial planner Stephen Zelcer

Category: Medicare

FSA VS. HSA - WHICH IS BETTER FOR YOU?

FSA VS. HSA – WHICH IS BETTER FOR YOU?

What’s better? FSA or HSA? Can you do both? Both of these plans are available thru FEHB this open season. Understanding the advantages of each can translate into thousands of dollars a year, year after year! Join me in my upcoming webinar – FSA, HSA or Both? – Which strategy will save you the most

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financial advice for federal employees

RESCHEDULED: Webinar: Should you take Medicare?

RESCHEDLED – Should you take Medicare? The Big Question. Medicare Part B costs thousands of dollars a year. And they threaten you with penalties if you don’t take it. You already have FEHB. Do you need both? Join me in my upcoming webinar – Should you take Medicare? Tuesday December 18th 11:00 AM In this Webinar I

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Should I delay medicare enrolment?

MEDICARE DELAYED ENROLMENT PENALTY

I hope you’re doing well. My wife and I took your FERS planning course (and then audited a second time) last year and we have a question that has come up.  I hope you don’t mind helping on this point. As we are approaching a certain age we are being flooded with ads for Medicare Advantage type

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financial advice for federal employees

DO I NEED TO HAVE MEDICARE? OR IS FEHB ENOUGH?

A super-popular question I get asked by pre-retirees is whether they should take Medicare Part B.  Medicare Part A is free and so it doesn’t bother people as much.  But Part B comes with a cost, and that get Feds thinking if they need to pay for BOTH FEHB & Medicare Part B, or just

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