financial planner Stephen Zelcer

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TSP report August 2022 from Stephen Zelcer
The Market

TSP Planning Report August 2022

TSP Planning Report 2022 Facts: The G Fund rate for August 2022 dropped to 2.75%.  It was 3% in July.   The Fed Funds interest rate increased to 2.5%.  In June in was 1.65%, and 0.9% in May. The Fed anticipates more rate increases over the remainder of this year.  This month’s unemployment rate dropped slightly

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Federal Retirement

Unusual things to know about retiring December 31st 2022

Unusual things to know about retiring December 31st December 31st is always a popular retirement date, but this year, 2022, it’s especially popular – because this year December 31st is also the last day of a pay-period, and last day of the month, and the last day of the leave year – a trifecta! What’s

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July image for TSP Planning Report
TSP

TSP Planning Report July 2022

TSP Planning Report July 2022 Facts: The G Fund rate for July 2022 remained at 3%. The Fed Funds interest rate increased to 2.4% from last month’s 1.65%, and from May’s 0.9%, and they anticipate more rate increases over the remainder of this year. This month’s unemployment rate remained unchanged, at 3.6%. PMI (Purchasing Managers

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TSP report graphic from Stephen Zelcer
TSP

TSP Planning Report June 2022

June 2022 TSP Planning Report: Facts: The G Fund rate for June 2022 remained at 3%. The Fed Funds interest rate increased to 1.65% from last month’s 0.9%, and they anticipate more rate increases over the remainder of this year. This month’s unemployment rate remained unchanged, at 3.6%. PMI (Purchasing Managers Index) continued to expand

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TSP planning report for federal employees 2022
TSP

TSP Planning Report May 2022

TSP Planning Report May 2022 May 2022 TSP Planning Report:   Facts: The G Fund rate for April 2022 was increased to 3% , from April’s 2.5%. The Fed Funds interest rate increased to 0.9% from last month’s 0.5%, and they anticipate more rate increases over the remainder of this year.  This month’s unemployment rate remained unchanged, at

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TSP

TSP Planning Report April 2022

April 2022 TSP Planning Report: Facts: The G Fund rate for April 2022 was increased to 2.5% , from March’s 2%. This month’s unemployment rate decreased from 3.8% to 3.6%.   PMI (Purchasing Managers Index) continued to expand (any reading above a score of 50 means expansion). This month’s reading came in at 57.1, compared to last month’s 58.6.

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creating a retirement investment strategy
Retirement

Webinar: How to create investment income in retirement without killing your portfolio

Webinar: How to create investment income in retirement without killing your portfolio We spent a career squirrelling away money for retirement, expecting our portfolios will be able to carry us thru our golden years.  But are our expectations unreasonable?   How long will our portfolios last?  Is there a certain amount of portfolio income that is

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TSP

TSP Planning Report March 2022

TSP Planning Report March 2022 Facts: The G Fund rate for March 2022 was increased to 2% , from February’s 1.825%.  It was 1.325% in March 2021.   This month’s unemployment rate decreased from 4% to 3.8%.  Unemployment was at 6.2% a year ago, in Feb 2021. PMI (Purchasing Managers Index) continued to expand (any reading

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Ho to opt out of Medicare B, green Q&A image
Medicare

Q&A: How to opt out of Medicare Part B

Q&A – How to opt-out of Medicare B Question Hey Stephen!   My husband retired and already collecting Social Security,  He is turning 65 this summer.  We understand that since he’s collecting Social Security, he will automatically be enrolled in both Medicare A & B when he turns 65.  We don’t want to take Medicare B,

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Tsp planning report february 20222
Federal Benefits

TSP Planning Report February

TSP Planning Report February 2022 Facts: The G Fund rate for February 2022 was increased to 1.825%, from January’s 1.625%. This month’s unemployment rate increased from 3.9% to 4%.  Unemployment was at 6.2% in Feb 2021. PMI (Purchasing Managers Index) continued to expand (any reading above a score of 50 means expansion). This month’s reading

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TSP Planning advice for Federal Employees
Financial Advice

TSP Planning Report January 2022

TSP Planning Report January 2022 Facts: The G Fund rate for January 2022 was set at 1.625%. This month’s unemployment rate decreased from 4.2% to 3.9%.  Unemployment was at 6.3% in January 2021. PMI (Purchasing Managers Index) continued to expand (any reading above a score of 50 means expansion). This month’s reading came in at

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Should you accelerate payments towards your mortgage (or any other debt)?
Debt

Should you accelerate payments towards your mortgage (or any other debt)?

Should you accelerate payments towards your mortgage (or any other debt)? I see people do this all the time, especially in the pre-retirement group. Many people are uncomfortable having any debt, including their mortgage, and they are driven to enter retirement “debt free.” To rid themselves of debt they make additional payments of principle each

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federal employee financial advisor TSP

Financial Education for Federal Employees

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