April 2023 TSP Planning Report Facts: The 1st estimate of Q1 (2023) GDP has come out, showing a 1.1% growth in GDP. This is on the heels of 2.6% GDP growth in Q4 2022. The G Fund rate for April 2023 decreased back to 3.625%. It was 4.125% last month. The Fed Funds interest rate
New Webinar: Secure 2.0: What is it & How does it impact your TSP and other retirement accounts? There are many new rules contained in the the Setting Every Community Up for Retirement Enhancement (SECURE) Act 2.0. Many of them impact retirement accounts, including your TSP. Join me in a crash course webinar where we’ll explore
TSP Planning Report March 2023 March 2023 TSP Planning Report: Facts: The G Fund rate for March 2023 increased back to 4.125%. It was 3.625% last month. The Fed Funds interest rate increased to 4.83%. It was .08% just over a year ago. This month’s unemployment rate increased from 3.4% to 3.6%. PMI (Purchasing Managers Index)
New Webinar: OPM suspended its Long Term Care program. Now What? OPM’s suspension of the Long Term Care program has Federal employees wondering what their options are. In this webinar Wednesday February 15th 11am ET: I will provide an overview of the situation Explore alternative options Address the fundamental question of whether you even need
TSP Planning Report January 2023 Facts: The G Fund rate for Jan 2023 increased back to 4%. It was 4.25% in November 2022. The Fed Funds interest rate increased to 4.33%. It was .08% last year. This month’s unemployment rate dropped to 3.5%. PMI (Purchasing Managers Index) contracted for the 2nd time in 30 months,
Alternatives to the G fund –Even when the Debt Ceiling is not threatening the G Fund: Alternatives to the G Fund: Before I get into the Debt Ceiling and its relationship with the G fund, I first want to begin by sharinghow I help clients re-create G fund benefits outside the TSP. Here’s what investors
TSP Planning Report December 2022 Facts: The G Fund rate for December 2022 actually decreased to 3.875%. It was 2.75% in August. The Fed Funds interest rate increased to 4.33%. It was 3.83% last month. It was .08% last year. This month’s unemployment rate remained at 3.7%. PMI (Purchasing Managers Index) contracted for the first
OPM has Suspended Enrollment for the Federal Long Term Care Insurance Program In case you haven’t heard, the U.S. Office of Personnel Management (OPM) is temporarily suspending applications for coverage in the Federal Long-Term Care Insurance Program (FLTCIP) to allow their agency and the FLTCIP Carrier to thoroughly assess their benefit offerings and establish sustainable premium rates. OPM
TSP Planning Report November 2022 Facts: The G Fund rate for November 2022 increased to 4.25%. It was 2.75% in August. The Fed Funds interest rate increased to 3.83%. It was 2.5% in August. In June in was 1.65%, and 0.9% in May. This month’s unemployment rate increased back to 3.7% from 3.5%. PMI (Purchasing
TSP Planning Report October 2022 Facts: The G Fund rate for October 2022 increased to 4%. It was 3.375% in September, and 2.75% in August. The Fed Funds interest rate remains at 3.25%. It was 2.5% in August. In June in was 1.65%, and 0.9% in May. The Fed anticipates 1 more rate increase this
Key Milestones in the Career of a Federal Employee – Updated I’ve seen it many times. Federal employees who thought they would only spend a few years as a Fed and move on, only to find themselves still a Fed 20+ years down the road. This unintentional floating along in a Federal job can be
September 2022 TSP Planning Report: Facts: The G Fund rate for September 2022 increased to 3.375% It was 2.75% last month. The Fed Funds interest rate increased to 3.25. It was 2.5% in August. In June in was 1.65%, and 0.9% in May. The Fed anticipates 1 more rate increase this year, in November. This month’s unemployment rate increased
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