New Webinar – Will Retirement Make you Depressed? Thursday September 26th 11am (ET) Will retirement make you depressed?I know we don’t like to think about the potential negatives of retirement, and that’s why you have people like me to nag you and set you on a good path.In my next webinar we’ll explore the practical
Facts: Unemployment increased 0.2%, up to 3.9%. 3rd Quarter GDP came in at 3.4%, according to the 3rd estimate. PMI, posted another month of expansion, with the index reading 54.1%. The S&P 500 (C Fund) got hammered and lost 9.03% (in just 1 month!) Assessment: Unemployment did increase, but this is the first increase in 4 months, and
Well, the government has shutdown. Many of us are now in non-pay status, which can impact our accrual of leave hours, our future Social Security benefits, and – if the shutdown lasts REALLY long – can affect our Federal Pensions. But the loss or reduction of future benefits is likely overshadowed by the immediate loss
Facts: Unemployment remained at 3.7%. 3rd Quarter GDP came in at 3.4%, according to the 2nd estimate. PMI, again, posted another solid month of expansion, with the index reading 59.3%. The S&P 500 (C Fund) rebounded and yielded 2.04% Assessment: Unemployment has held strong, holding on to its lowest levels since 1969. 3.4% quarterly GDP is (relatively speaking)
I know the market has been a scary place these past couple of months. Is now the time to get out? Or get in? How should you deal with this market volatility? I have a short explainer video that goes thru the thinking and math regarding this decision. https://youtu.be/OgixvCTcOlo If you would like to work
RESCHEDLED – Should you take Medicare? The Big Question. Medicare Part B costs thousands of dollars a year. And they threaten you with penalties if you don’t take it. You already have FEHB. Do you need both? Join me in my upcoming webinar – Should you take Medicare? Tuesday December 18th 11:00 AM In this Webinar I
This TSP Modernization Rule has already gone into effect The TSP Modernization Act is not supposed to go into effect until November 2019, but one rule has already gone into effect. Below is the actual language from the TSP which you won’t find anywhere because, as the letter below says, this language contradicts what’s currently
Facts: Unemployment remained at 3.7%. 3rd Quarter GDP came in at 3.5%, according to the first estimate. PMI, again, posted another solid month of expansion, with the index reading 59.8%. The S&P 500 got walloped and lost 6.3%. Assessment: Unemployment has not seen such lows since 1969. 3.5% quarterly GDP is (relatively speaking) amazing. PMI continues it’s impressive streak, performing well above-average
Upcoming Webinar – Free to attend What’s better? FSA or HSA? Can you do both? Both of these plans are available thru FEHB this open season. Understanding the advantages of each can translate into thousands of dollars a year, year after year! Join me in my upcoming webinar – FSA, HSA or Both? – Which
Before making a move, did you do your Tax Planning? Reducing taxes is great, and below I have 5 ways you can squeeze-off year-end tax savings. But before we jump on any opportunity to reduce taxes, we need to clarify something. Is your objective to lower taxes NOW or LATER? This clarification is critical and is the basis for
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