federal benefits question and answer?

New Webinar – Financial Questions & Answers with Stephen Zelcer

New Webinar – Financial Questions & Answers with Stephen Zelcer If there’s one thing Covid-19 has done to us all, it has changed our natural mode of operation and introduced a new dynamic into our lives. As such, things that we previously did without thinking are now being reevaluated. That can actually be a good

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Financial Planning Subscription

Stephen is an expert on the rules and processes of federal retirement, and also for wealth accumulation through the TSP program and strategies post-retirement. Referring to him as an expert financial advisor is an understatement. I have never encountered an individual with such an overabundace of retirement information. Stephen, ….You always get right down to

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guide to federal employees benefit milestones

Key Milestones in the Career of a Federal Employee

Key Milestones in the Career of a Federal Employee I’ve seen it many times.  Federal employees who thought they would only spend a few years as a Fed and move on, only to find themselves still a Fed 20+ years down the road.  This unintentional floating along in a Federal job can be transformed into

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webinar on financial advice federal

Live Webinar: Do you need a Trust?

A trust costs a few thousand dollars. And it seems everyone is doing it. Why? Should you, too? In this webinar you will learn:• The benefits of a trust• The benefits people assume a trust provides, but doesn’t• Whether a trust will solve all your estate planning needs Join me in my next webinar to

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4 investment steps I wish I had known when I was younger

4 Financial Steps I wish I had taken sooner

Financial Moves to make in your 20s or 30s. Hey everybody Stephen Zelcer here.  “I was thinking to myself, what are the financial steps that I wish I’d started sooner. Steps that, had I taken them years ago, they really would have helped me solidify my financial grounding right now. And I thought about it

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What age should I retire

TSP Planning Report – March 2019

Facts: Unemployment decreased 0.2%, down to 3.8%. 4th Quarter GDP came in at 2.6%, according to the first estimate. PMI posted another month of expansion, with the index reading 54.2%. The S&P 500 (C Fund) gained 3.21% Assessment: 2.6% quarterly GDP is a bit weak.  Slightly concerning. Unemployment decreasing is always a good sign. The S&P 500 is exploding, pacing for

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do i need life insurance

Webinar: FEGLI, Survivor Benefits, or Self-Insurance?

Do you need life insurance?  I know some people assume life insurance is a ‘must have’, but is it?    And if you do need life insurance, how much?  And which type of life insurance is the best? Close analysis of this topic will show that your insurance needs change over time.   Join me

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