Should you leave Federal Service before you’re eligible for full retirement? I know you’re thinking about it. đ
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Join me in my upcoming webinar: âGoals & Inefficiencies – the Core of Financial Planningâ and weâll address the three broad benefits of financial planning:
Live Webinar: Are the New L-Funds any good? Last month the TSP introduced new L funds and made a bunch of changes to the existing L funds. Is that a good thing? Well, let’s just say I’m not thrilled. It’s time to revisit and reevaluate the L funds and see which, if any, are a
Watch Now – SHOULD YOU TAKE MEDICARE? Medicare Part B costs thousands of dollars a year. And they threaten you with penalties if you donât take it. You already have FEHB. Do you need both? Watch my video â Should you take Medicare? In this video I explain: The costs of Medicare When you need to worry
What’s better: Roth or Traditional? Roth versus traditional. Better to pay the taxes now and no tax later, or better to pay no tax now and all the taxes later? This decision is relevant both when employed and also in retirement. In my upcoming webinar we will explore: Who should do Roth and who should
How much reserves should you have in your rainy day fund? If you think about it, a rainy day fund is primarily for emergency use when something “goes wrong.” As such, it is essentially a form of insurance. The question now becomes, how much rainy day “insurance” should you have?Join me in my upcoming webinar
Do you need an Annuity?:Will you outlive your retirement income and run out of money?  Not if you have an annuity! However, not all annuities are created equal, and not everyone needs an annuity. Annuities are insurance products that cost money. And some annuities are irrevocable. But the financial advisors (and the TSP) aggressively peddle these
Broaden your thinking about your personal finance. Start thinking about the importance of goals and the common areas that people lose money. Simply click the button below, enter your name and email, watch the webinar.  Register now
What time of year, month, pay-period, day should you retire in order to get the most out of your pension? I will explain how to pinpoint your retirement date, and how the exact date can save you thousands of dollars. Join me as we explore this topic in my next webinar: The Best Date to
We spent a career squirreling away money for retirement, expecting our portfolios will be able to carry us thru our golden years. But are our expectations unreasonable? How long will our portfolios last? Is there a certain amount of portfolio income that is just unsustainable? What happens if the market underperforms? We will address
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