TSP Planning Report

TSP Planning Report February 2024

Facts: The G Fund rate for February 2024 increased from 4% to 4.125%. The Fed Funds interest rate remained at 5.3%. This month’s unemployment rate remained at 3.7%. The 1st Estimate for Q4 GDP came in at 3.3%. Last quarter’s GDP was 4.9%. PMI (Purchasing Managers Index) expanded to 50.7 (any reading below 50 represents

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Should I take a TSP loan?

Live Webinar – Should you take a TSP Loan

Should you take a TSP Loan? Borrowing from your retirement account. Hmmm. Is that smart?This is a topic you will find mixed messages about if you search online. There’s a time when it makes sense, and times when it’s a massive mistake. Join me in my upcoming webinar “Should you take a TSP Loan?” where

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TSP Report on Economic Forecast

TSP Report – 2024 Economic Forecast

TSP Report2024 Economic Forecast 2024 Economic Forecast – 8 Areas of Macro-Economic concern for the US: 2023 was a challenging year economically, but you wouldn’t notice that from the stock market.  S&P500 ended 2023 up 24%. You’d think there’s nothing wrong with the economy.  However, there are fundamental issues with the economy.  We may not

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TSP Planning Report November

TSP Report November 2023 Facts: The G Fund rate for November 2023 increased to 5%.  Wow!  The Fed Funds interest rate decreased slightly from 5.5% to 5.3%.   This month’s unemployment rate increased from 3.8% to 3.9%.   The 2nd Estimate for Q3 GDP came in at 5.2%.  Last quarter’s GDP was 2.1%.   PMI (Purchasing Managers Index)

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TSP Planning Report October

TSP Planning Report October How does the market respond to war? Intuitively, wars introduce economic damage, uncertainty and instability, all ingredients to cause stock markets to fall.  This intuition is supported by actual market performance: The S&P500 dropped 18% in the three months following the start of World War I, in 1914. The S&P500 dropped

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TSP Planning Report September

TSP Planning Report September 2023 Facts: The G Fund rate for September 2023 increased to 4.25%. The Fed Funds interest rate increased to 5.5%. This month’s unemployment rate increased from 3.5% to 3.8%. The 2nd Estimate for Q2 GDP came in at 2.1%. PMI (Purchasing Managers Index) expanded ever-so-slightly after 3 months of contracting, reading

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FERS

Is FERS really a 3 legged stool? (with Video)

Explore the intricacies of the FERS retirement system, often likened to a three-legged stool comprising FERS pension, Social Security, and Thrift Savings Plan. Learn about early retirement at age 57, avoiding penalties, and the role of the FERS annuity supplement. Get insights on how to optimize your retirement benefits.

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TSP Report for August 2023

TSP Planning Report August 2023

TSP Planning Report August 2023 Facts:   The G Fund rate for August 2023 increased to 4.125%.   The Fed Funds interest rate increased to 5.33%.   This month’s unemployment rate decreased from 3.6% to 3.5%.   The 1st Estimate for Q2 GDP came in at 2.4%.   PMI (Purchasing Managers Index) contracted for 2nd straight month, reading 49.0 this month

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TSP Planning Report May 2023

TSP Planning Report May 2023 Facts: The 2nd estimate of Q1 (2023) GDP has come out, showing a 1.3% growth in GDP.  This is on the heels of 2.6% GDP growth in Q4 2022.   The G Fund rate for May 2023 remained at 3.625%.   The Fed Funds interest rate increased to 5.25%. It was 4.83%

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TSP Planning Report April 2023

April 2023 TSP Planning Report Facts: The 1st estimate of Q1 (2023) GDP has come out, showing a 1.1% growth in GDP. This is on the heels of 2.6% GDP growth in Q4 2022. The G Fund rate for April 2023 decreased back to 3.625%. It was 4.125% last month. The Fed Funds interest rate

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