federal employees – Page 3

TSP Planning Report – November 2018

November 26, 2018 No Comments

Facts: Unemployment remained at 3.7%. 3rd Quarter GDP came in at 3.5%, according to the first estimate. PMI, again, posted another solid month of expansion, with the index reading 59.8%. The S&P 500 got walloped and lost 6.3%. Assessment: Unemployment has not seen such lows since 1969. 3.5% quarterly GDP is (relatively speaking) amazing. PMI continues it’s impressive streak, performing well above-average

webinar financial planning federal employees

Webinar – FSA vs HSA – Which is better for you?

November 8, 2018 No Comments

Upcoming Webinar – Free to attend What’s better? FSA or HSA? Can you do both? Both of these plans are available thru FEHB this open season. Understanding the advantages of each can translate into thousands of dollars a year, year after year! Join me in my upcoming webinar – FSA, HSA or Both? – Which

5 Tax Tips to Reduce Taxes Before Year End [Updated]

October 27, 2018 No Comments

Before making a move, did you do your Tax Planning? Reducing taxes is great, and below I have 5 ways you can squeeze-off year-end tax savings. But before we jump on any opportunity to reduce taxes, we need to clarify something. Is your objective to lower taxes NOW or LATER? This clarification is critical and is the basis for

TSP Report October 2018

October 15, 2018 No Comments

The economic indicators are positive. However, the Fed is raising rates. How does that impact things? The economic indicators show: Unemployment at 3.7%. We have not seen such lows since 1969. 4.2% quarterly GDP is amazing and hasn’t happened since 2014. The S&P 500 is looking great, with YTD yield of 10.54% PMI continues it’s impressive streak, performing

TSP Planning Report September 2018

September 21, 2018 No Comments

Facts: GDP in the 2nd Quarter of 2018 was revised up 4.2%, according to the 2nd estimate. The S&P 500 posted a solid gain of 3.26%. Unemployment remained at 3.9%. PMI, again, posted another stellar month of expansion, with the index reading 61.3%. Assessment: Unemployment is very low, again. 4.2% quarterly GDP is amazing and

TSP Planning Report July 2018

July 24, 2018 No Comments

Facts: Unemployment rose to 4%. The S&P 500 posted a modest gain of 0.6%. PMI, again, posted another stellar month of expansion, with the index reading 60%. The 1st estimate for 2018’s 1st quarter’s GDP was revised down to 2%. And the 2017 4th quarter final number was lowered to 2.9% To read the rest of this month’s

TSP Planning Report June 2018

June 4, 2018 No Comments

Facts: Unemployment dropped even further, to 3.8%. The S&P 500 posted a solid 2.41% gain. PMI, again, posted another stellar month of expansion, with the index reading 58.7%. The 1st estimate for 2018’s 1st quarter’s GDP was revised down to 2.2%. Assessment: The Unemployment report is almost too exciting. These levels are flirting with employment levels not

TSP Planning Report May 2018

May 8, 2018 No Comments

Facts: Unemployment dropped to 3.9%. Unemployment hasn’t dropped below 4% in 18 years. The S&P 500 posted a paultry gain, up 0.38%. PMI, again, posted another month of expansion, with the index reading 57.3%. The 1st estimate for 2018’s 1st quarter’s GDP was 2.7%. Assessment: The Unemployment report is pretty cool. It’s been 18 years since employment

financial planning for federal employees

TSP Planning Report April 2018

April 8, 2018 No Comments

Facts: The S&P 500 had ANOTHER drop of 2.55%. PMI, again, posted another solid month of expansion, with the index increasing to 59.3%. The 3rd estimate for the 4th quarter’s GDP was increased to 2.7%. Unemployment was stable at 4.1%. It’s been at 4.1% for 5 months. Assessment: Although the S&P losses over the past two

TSP Planning Report March 2018

March 12, 2018 No Comments

March 12, 2018 Facts: The S&P 500 had a HUGE drop of 3.7%. PMI, again, had explosive growth, up almost a full percent from last month to 60.8%. The 2nd estimate for the 4th quarter’s GDP is 2.5%. Unemployment was stable at 4.1%. It’s been at 4.1% for 4 months. Assessment: If we could ignore

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